Brendan Burgess quotes

List of quotes from various sources

Don’t let your Christmas get out of control Irish Times 14 December 2010

1 It’s hip to be Scrooge: When thinking presents, sort the naughty from the nice, knowing the nice will understand if you can’t afford to give this year. With conspicuous frugality now de rigeur, start new traditions that reflect the times like Kris Kindle or “only the kids get gifts”.

But if you are buying Christmas presents, there’s just one golden rule, says Brendan Burgess of Askabout, “Set yourself a cash budget and pay in cash.”

Burgess says a January payment date may seem do-able but miss the deadline, and you pay interest from the date of purchase.

“If you need extra cash, an overdraft or a Credit Union loan make far more sense,” he says.